Car Insurance
Just like you and your family, your car should be secure too.
Lifesafe Insurance Agency
Just like you and your family, your car should be secure too.
In case the car insurance policy expires, the car will be inspected by the vehicle inspector assigned by insurer. The inspection process could be chargeable * (as declared in the T&C of the policy) If the renewal is not done within 90 days of date of expiry, you lose on your No Claim Bonus (NCB), leading to a substantial financial loss.
Third party insurance offers a cover against any legal liability to a third party in case of accident and or any damage. The sum of liability cover can be unlimited* in case of death and bodily injury. Liability cover for property damage can go up to 7.5Lacs.
Car insurance policy can’t be cancelled until or unless there is a genuine case* and is intimated within 1 month from the date of purchase of the policy. *Genuine cases can be if there is an alternate policy done for the same vehicle or in case your vehicle is commercial, and you bought private vehicle policy by mistake. However, there are no cancellation charges applicable (depending upon the T&C mentioned in the policy)
Yes, it is mandatory to inform RTO and insurance company about any installation done in the car. May it be CNG or any changes if done in the documentation. Similarly, in case of theft, the owner has to inform RTO about the incident in order to avoid transfer of registration on other name, resulting in any fraudulent activity.
Any tangible damage caused to vehicle due to natural calamity like- flood, tempest, cyclone, earthquake, hurricane etc. are covered under comprehensive insurance policy.
Yes, one can take an add-on called Personal accident cover, in comprehensive car insurance policy for unnamed passengers, while paying an extra small payment. This cover can extend to the co-passengers in the car, can be family, friends and colleagues.
Safeguarding your business from any normal or hyper disaster.
Recovery of house after fire/disaster/theft on home.
Providing medical expense in case of emergency to life.